🏦 PPF Calculator

Type a value directly or drag the slider — both stay in sync

Yearly Investmentin ₹ (Max ₹1,50,000)

₹500₹1,50,000

✏️ Max allowed by govt is ₹1,50,000/year

PPF Interest Rate% per annum

6%10%

✏️ Current govt rate is 7.1% p.a. (2025)

Investment Periodin Years (Min 15)

15 Yrs50 Yrs

✏️ PPF lock-in is 15 years (extendable by 5)

Your PPF Maturity Summary

₹0

Maturity Amount

Total Invested

₹0

Interest Earned

₹0

Interest %

Tax Status

EEE ✓

Interest

InvestedInterest

📋 Year-wise PPF Growth

Year	Opening Balance	Deposit	Interest Earned	Closing Balance

What is PPF?

Public Provident Fund (PPF) is a government-backed savings scheme offering guaranteed returns, EEE tax status (Exempt-Exempt-Exempt), and full capital protection. It is one of the safest long-term investment options for Indians.

Key features: Min ₹500/yr · Max ₹1,50,000/yr · Lock-in 15 years · Section 80C deduction · Tax-free interest & maturity

What is the current PPF interest rate in 2025?

The current PPF interest rate is 7.1% per annum, set and reviewed quarterly by the Government of India. It has remained stable at 7.1% since April 2020.

Can I invest more than ₹1.5 lakh in PPF?

No. The maximum annual deposit limit is ₹1,50,000. Any amount above this will not earn interest and won't qualify for tax deduction under Section 80C.

When can I withdraw from PPF?

Partial withdrawal is allowed from the 7th year (up to 50% of balance at end of 4th year). Full maturity withdrawal is at 15 years. The account can be extended in 5-year blocks.

🏦 PPF Calculator

📋 Year-wise PPF Growth

What is PPF?

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