📈 SIP Calculator

Type values directly or use the slider — both work!

Monthly SIP Amountin ₹ Rupees

₹500₹2,00,000

✏️ Type any monthly amount or drag slider

Expected Annual Return% per annum

1%30%

✏️ Historical equity MF average: 10–15%

Investment Periodin Years

1 Year40 Years

✏️ Longer horizon = bigger compounding benefit

📊 SIP Returns Summary

Maturity Value

₹0

Total Invested

₹0

Wealth Gained

₹0

Returns %

Gain %

Invested

Returns

📋 Year-wise SIP Growth

Year	Amount Invested	Wealth Gained	Total Value

What is SIP?

A Systematic Investment Plan (SIP) lets you invest a fixed amount in mutual funds every month. SIP uses rupee cost averaging and compound interest to grow wealth steadily over time.

What is a good SIP return rate to expect?

Equity mutual funds in India have historically delivered 10–15% CAGR over long periods. For planning, 10–12% is a reasonable conservative estimate for 10+ year horizons.

Is SIP better than FD?

SIP in equity funds typically offers higher long-term returns (10–15%) vs FD (6–7%), but comes with market risk. Choose based on your risk appetite and time horizon.

Can I increase my SIP amount over time?

Yes! Step-Up SIP lets you increase your contribution annually by a fixed %, significantly boosting your final corpus.

📈 SIP Calculator

📊 SIP Returns Summary

📋 Year-wise SIP Growth

What is SIP?

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